Refinance With an IRS Payment Plan in Arizona 2026: How Lenders Count the Debt and the Tax Lien

Published on: 10/22/2026

Owe the IRS and want to refinance in Phoenix or Scottsdale? See how lenders count a payment plan, what a recorded tax lien does to closing, and when a cash out refinance can pay it off. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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